Liberty Mutual Customer Service, Claims & Complaints

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Liberty Mutual customers can contact different departments for policy service, claims, roadside assistance, billing, cancellations, and business insurance. Using the correct number may help avoid unnecessary transfers and delays.

How to Contact Liberty Mutual Customer Service

Liberty Mutual Customer-Service Hours

Liberty Mutual currently lists the following hours for general customer service:

  • Monday through Friday: 8 a.m. to 10 p.m. Eastern Time
  • Saturday: 8 a.m. to 8 p.m. Eastern Time
  • Sunday: 11 a.m. to 5 p.m. Eastern Time

Claims and roadside assistance are available 24 hours a day. Department hours may vary on holidays.

Liberty Mutual Claims Phone Number

Call 1-800-225-2467, also presented as 1-800-2CLAIMS, to report or discuss a personal insurance claim.

This number can be used for claims involving:

  • Auto accidents
  • Vehicle damage
  • Homeowners insurance
  • Renters insurance
  • Condominium insurance
  • Property damage
  • Weather-related losses
  • Theft or vandalism

Customers can also use the Liberty Mutual Claims Center to file a claim, track an existing claim, upload documents, or review claim information.

What to Have When Filing a Claim

  • Your Liberty Mutual policy number
  • The date, time, and location of the incident
  • Names and contact information for the people involved
  • Police or incident-report information, when applicable
  • Photographs and videos of the damage
  • Repair estimates, receipts, and inventory lists
  • Contact information for witnesses
  • Information about another involved insurer

Request a claim number before ending the first call. Keep that number with the name and contact information of the assigned adjuster.

Liberty Mutual Glass Claims

When vehicle damage is limited to the windshield or other auto glass, customers can begin through Liberty Mutual’s online glass-claim process:

File a Liberty Mutual Glass Claim

Have the policy number, telephone number, date of damage, vehicle information, and a description of the damaged glass available.

Liberty Mutual Roadside Assistance

Liberty Mutual’s main consumer-support pages currently list 1-877-762-3101 for 24-hour roadside assistance.

A separate Liberty Mutual corporate contact page continues to list 1-800-426-9898 for roadside assistance. Customers should start with 1-877-762-3101, which is the number currently displayed throughout Liberty Mutual’s primary consumer website.

Roadside service may include:

  • Towing to a nearby qualified repair facility
  • Jump-starting a dead battery
  • Changing a flat tire
  • Vehicle lockout assistance
  • Emergency fuel delivery

Optional Towing and Labor coverage may be required. Additional charges can apply when the policy does not include roadside coverage or when requested service exceeds policy limits.

Towing required after a covered collision may be handled through the auto claim rather than ordinary mechanical-breakdown roadside assistance.

Liberty Mutual Billing and Payment Support

Customers can pay and manage personal insurance bills through the Liberty Mutual website or mobile application.

Personal Insurance Payment Address

Liberty Mutual Insurance Group Personal Market – RPC
P.O. Box 1604
New York, NY 10116-1604

Confirm the payment address printed on the current invoice before mailing a check. Different policy types and business accounts may use separate payment addresses.

Common Liberty Mutual Billing Questions

Customers may contact billing support about:

  • A payment that was not credited correctly
  • An automatic payment or withdrawal
  • A returned payment
  • A late-payment notice
  • A change in premium
  • A billing schedule or due-date change
  • Paperless billing
  • A cancellation notice related to nonpayment
  • A refund after changing or canceling a policy

Have the policy number, payment date, payment method, confirmation number, and bank or card records available when disputing a payment problem.

How to Cancel a Liberty Mutual Policy

Call 1-800-290-8711 for policy-cancellation assistance.

Before canceling, ask the representative to confirm:

  • The effective cancellation date
  • Whether a cancellation fee applies
  • Whether a refund or final balance is expected
  • When automatic payments will stop
  • Whether written documentation is required
  • How and when proof of cancellation will be provided

Do not cancel auto or homeowners coverage before replacement insurance is active. A lapse in coverage can create legal, lender, registration, or future pricing problems.

Customers moving to another state may be able to transfer or rewrite their coverage rather than canceling it completely.

Managing a Liberty Mutual Policy Online

Customers can use an online account or the Liberty Mutual mobile application to:

  • View insurance policies
  • Access insurance identification cards
  • Make payments
  • Change billing preferences
  • Review coverage
  • Add or remove vehicles and drivers
  • Update contact information
  • File and track claims
  • Upload claim photographs and documents

Customers who purchased a policy through an independent insurance agent may need to contact that agent for certain policy changes or servicing requests.

Liberty Mutual Small-Business Insurance Support

The number 1-866-290-2920 is primarily identified with small-business billing and payments. Businesses with a claim should use the claim instructions and contact information printed on the policy or visit Liberty Mutual’s business claims center.

Liberty Mutual Corporate Office

Liberty Mutual Insurance
175 Berkeley Street
Boston, MA 02116
USA

The corporate office does not replace the regular customer-service or claims process. Policyholders should first contact the department responsible for the policy, payment, or claim and request escalation through a supervisor.

How to Escalate a Liberty Mutual Complaint

  1. Contact the correct department. Use customer service, claims, roadside assistance, billing, cancellation, or business support based on the problem.
  2. Request a case or reference number. Record the representative’s name, department, date, time, and explanation provided.
  3. Ask for a supervisor. Clearly explain what has happened, the steps already taken, and the resolution being requested.
  4. Use your online account. Upload documents, photographs, estimates, receipts, or other supporting information when the account provides that option.
  5. Put the complaint in writing. Create a concise timeline and retain copies of all letters, emails, estimates, bills, and claim documents.
  6. Contact the corporate office. For a significant unresolved matter, contact Liberty Mutual at 1-617-357-9500 or write to the Boston headquarters.
  7. Contact your state insurance department. Insurance regulators may assist with unresolved claim handling, cancellation, billing, or policy-service complaints.

Consumers can locate their state regulator through the NAIC State Insurance Department Directory.

Information to Include in a Liberty Mutual Complaint

  • Your policy or claim number
  • A chronological summary of what happened
  • Dates and methods of previous contact
  • Names or departments involved
  • Copies of estimates, photographs, bills, letters, and emails
  • The specific policy language involved, when known
  • The exact resolution being requested
  • A reasonable deadline for a written response

Do not post full policy numbers, claim numbers, home addresses, telephone numbers, driver’s-license numbers, medical information, or other private information in a public review.

Liberty Mutual Customer Service Reviews and Complaints

CustomerServiceNumbers.com currently does not have enough submitted Liberty Mutual reviews to provide a reliable summary of positive or negative complaint trends.

Customers are invited to leave a review concerning experiences such as:

  • Obtaining or changing an insurance policy
  • Premium or renewal-price changes
  • Billing and automatic-payment issues
  • Auto or property claim communication
  • Repair estimates and settlement decisions
  • Roadside-assistance response
  • Policy cancellation or nonrenewal
  • Online-account access
  • Contact with an agent, adjuster, or supervisor

Reviews should describe the customer’s own experience, which department was contacted, how long the process took, and whether the issue was resolved.

About Liberty Mutual

Liberty Mutual is a property and casualty insurance company headquartered in Boston, Massachusetts. Its consumer insurance products include auto, homeowners, renters, condominium, motorcycle, and other personal insurance coverage.

The company also offers commercial and specialty insurance through its business-insurance operations. Available products, discounts, policy features, and servicing options can vary by state and by how the policy was purchased.

Liberty Mutual Competitors

Liberty Mutual competes with national insurance companies including State Farm, Allstate, and GEICO.

Other major competitors include Progressive, Farmers Insurance, Nationwide, Travelers, American Family Insurance, Amica, and regional insurers.

Consumers comparing insurance companies may want to consider:

  • Premiums and renewal increases
  • Deductibles and coverage limits
  • Claims communication
  • Repair and replacement coverage
  • Local-agent availability
  • Customer-service hours
  • Roadside-assistance terms
  • Mobile-app and online-account features
  • Complaint and financial-strength information

Related Liberty Mutual and Insurance Resources

Why Trust CustomerServiceNumbers.com?

CustomerServiceNumbers.com has helped consumers locate customer-service contacts, claims numbers, corporate information, and complaint resources since 2004.

Contact information is reviewed against official company websites and other reliable sources when available. The review section allows consumers to explain their experiences and whether a company ultimately resolved their concerns.

Disclaimer

CustomerServiceNumbers.com is not affiliated with Liberty Mutual Insurance, Liberty Mutual Group, or any Liberty Mutual subsidiary or independent insurance agent. This page is provided for informational purposes and as an independent platform for customer reviews, complaints, ratings, and feedback.

CustomerServiceNumbers.com cannot access policies, accept payments, change coverage, file claims, approve settlements, dispatch roadside service, cancel insurance, or resolve account disputes.

Contact Liberty Mutual directly through its official website, mobile application, insurance agent, or published telephone numbers for assistance.

Share Your Liberty Mutual Experience

Have you contacted Liberty Mutual about a policy, premium increase, payment, auto claim, property claim, roadside request, cancellation, online-account issue, or unresolved complaint?

Share your experience below, including the department contacted, how long the process took, and whether Liberty Mutual resolved the issue. Do not include private policy, claim, financial, medical, or identity information.

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