CFNA Customer Service Phone Number & Complaints

Before contacting CFNA customer service, decide whether your issue involves making a payment, disputing a charge, reporting a lost or stolen card, fixing an online account problem, understanding promotional financing, checking a statement, updating your contact information, handling a late fee, correcting credit reporting, closing an account, or filing a complaint. CFNA stands for Credit First National Association and provides private-label credit card services connected to automotive retailers and service providers.

CFNA Customer Service Phone Number and Support

Use the contact options below for CFNA customer service, credit card payments, billing disputes, account access, lost or stolen cards, fraud concerns, promotional financing, and complaints.

• CFNA Customer Service Phone Number: 1-800-321-3950
• Customer Service Email: CFNACustServ@CFNA.com
• Customer Service Hours: Monday-Friday, 8 AM-9 PM ET; Saturday, 9 AM-5 PM ET
• Official Website: CFNA.com
• Customer Support: CFNA Customer Support
• Create Online Account: Create a CFNA online account
• myCFNA Mobile: myCFNA Mobile app information
• Credit Card Agreement: CFNA credit card agreement
• Billing Error / Written Dispute Address: CFNA, Customer Service, P.O. Box 81315, Cleveland, OH 44181-0315
• Corporate Office Address: Credit First National Association, 6275 Eastland Road, Brook Park, OH 44142

Choose the Correct CFNA Support Route

CFNA customer service issues can involve customer service, online account access, payment processing, a billing dispute, a lost or stolen card, fraud, promotional financing, credit reporting, or a partner retailer. Choosing the correct support route can help protect your account and reduce delays.

• Payment or statement question: Call CFNA at 1-800-321-3950, use your online account, or review your most recent statement.
• Billing error or disputed charge: Follow the billing-rights instructions on your statement or CFNA credit card agreement. Written disputes may need to be sent to CFNA, Customer Service, P.O. Box 81315, Cleveland, OH 44181-0315.
• Lost or stolen card: Call CFNA immediately at 1-800-321-3950.
• Fraud or unauthorized access: Contact CFNA immediately and secure your online account, email account, phone number, and credit reports.
• Online login or app issue: Use CFNA’s online account tools or myCFNA Mobile support resources.
• Promotional financing question: Review the promotional terms, due dates, minimum payments, payoff requirements, and deferred-interest details before the promotional period ends.
• Credit reporting issue: Contact CFNA and the credit reporting agencies if you believe CFNA reported inaccurate account information.
• Retailer service issue: Contact the automotive retailer, tire store, or service location if the issue involves repair quality, installation, appointment service, tires, or merchandise rather than the CFNA account.

What to Have Ready Before Contacting CFNA

Before calling the CFNA phone number, emailing customer service, or mailing a dispute, gather the information that applies to your issue.

• Name on the CFNA account
• Last four digits of the card or account number
• Billing address and phone number on the account
• Statement date and payment due date
• Dollar amount in dispute
• Merchant name, service location, or retailer involved
• Receipt, invoice, estimate, repair order, or promotional financing document
• Payment confirmation number, bank record, or check information
• Late fee, returned payment fee, interest charge, or promotional-financing details
• Credit bureau report showing the disputed item, if the issue involves credit reporting
• A short explanation of what happened and the resolution you want

Do not post private financial information in the public review section below. Remove account numbers, card numbers, security codes, full statements, payment screenshots, bank routing or account numbers, login screenshots, Social Security numbers, dates of birth, driver’s license images, credit reports, dispute letters, collection letters, phone numbers, emails, home addresses, balances, credit limits, and transaction details before leaving a public review.

Common Reasons Customers Contact CFNA Customer Service

Cardholders may contact CFNA support for many credit-card, payment, account, and billing issues, including:

• Making a payment or confirming a payment posted
• Online account setup, password reset, or login problems
• myCFNA Mobile app questions
• Paperless statement or mailed statement questions
• Billing errors, duplicate charges, or disputed transactions
• Late fees, returned payment fees, minimum payments, and due-date questions
• Promotional financing, deferred interest, and payoff timing
• Credit limit, account status, available credit, or declined transaction questions
• Lost or stolen cards
• Unauthorized charges, fraud concerns, or identity-theft concerns
• Authorized user questions
• Account cancellation or closure
• Credit reporting disputes
• Firestone, Tires Plus, Wheel Works, and other automotive retailer financing questions

Payments, Due Dates, Late Fees, and Returned Payments

For payment questions, start by reviewing your CFNA online account and most recent statement. Confirm the payment amount, due date, payment method, confirmation number, and whether the payment has posted.

If a payment was made but does not show on the account, CFNA’s support guidance says to contact customer service if it has been longer than 10 business days. Keep your bank confirmation, check image, online payment confirmation, or money order receipt.

If you are disputing a late fee, returned payment fee, or missed payment, write down the due date, payment date, posting date, payment method, and whether autopay or online payment was used. If the payment was mailed, keep postal records and copies of the check if available.

Do not assume a payment has posted just because it was scheduled. Always confirm payment status before the due date when possible.

Billing Disputes and Statement Errors

If you believe there is an error on your CFNA statement, follow the billing-rights instructions on your statement or credit card agreement. Credit card billing disputes are time-sensitive, and written notice may be required for certain billing-error protections.

For a written billing dispute, include your name, account number, the dollar amount of the suspected error, and a clear explanation of what you believe is wrong and why. Mail the dispute to the address listed by CFNA for billing errors:

CFNA, Customer Service, P.O. Box 81315, Cleveland, OH 44181-0315

You may also contact CFNA by phone or online, but for formal billing-error rights, read the credit card agreement and statement instructions carefully. Keep copies of your letter, supporting documents, receipt, repair order, statement, and mailing proof.

Promotional Financing and Deferred Interest

CFNA cards are often used for tires, auto repair, maintenance, and related automotive purchases. Some purchases may involve promotional financing. Promotional offers can be helpful, but the terms matter.

Before using promotional financing, review the purchase amount, minimum payment, promotional period, expiration date, required payoff date, and whether interest is deferred. With deferred-interest offers, failing to pay the full promotional balance by the deadline can lead to interest being charged according to the terms of the account.

If you are trying to pay off a promotional balance, ask CFNA how payments are applied. If you have both promotional and non-promotional balances, payment allocation can affect whether the promotional balance is paid off in time.

Keep the original receipt, promotional financing document, statement, and payoff confirmation until the account reflects the correct balance.

Lost Card, Stolen Card, Fraud, and Unauthorized Account Access

If your CFNA card is lost or stolen, call 1-800-321-3950 immediately. Do not wait for the next statement if you believe a card, account, login, email, or phone number has been compromised.

If you see unauthorized charges, report them to CFNA and review your recent account activity. Change your CFNA password, secure your email account, update weak passwords, and watch for suspicious texts, calls, or emails.

If the issue may involve identity theft, consider using IdentityTheft.gov, placing fraud alerts or credit freezes, and checking your credit reports. Keep copies of fraud reports, police reports, FTC reports, and written communications if the matter affects credit reporting or collections.

Credit Reporting, Account Status, and Credit Report Disputes

CFNA may report account status and payment history to credit bureaus. If you believe CFNA reported inaccurate information, gather a copy of the credit report showing the disputed item, your account details, payment records, settlement letters, billing dispute documents, and any correspondence from CFNA.

A credit-reporting dispute may need to be sent both to the credit reporting company and to the company that furnished the information. In your dispute, identify the inaccurate information, explain why it is wrong, and include supporting documents.

You can request free credit reports through AnnualCreditReport.com. Checking your reports can help you find late-payment errors, balance errors, closed-account errors, duplicate accounts, or signs of fraud.

Online Account, myCFNA Mobile, Paperless Statements, and Contact Updates

CFNA offers online account tools and the myCFNA Mobile app. These can help cardholders view balances, make payments, manage profile information, and access support resources.

If you cannot log in, check whether the issue involves your username, password, multi-factor authentication, email address, phone number, device, browser, or app version. Avoid using public Wi-Fi for credit card account access when possible.

If you move or change email addresses, update CFNA promptly. Missed statements, outdated phone numbers, or an old mailing address can create payment, fraud, and credit-reporting problems.

Retailer Service Issues vs. CFNA Credit Card Issues

CFNA handles credit card account questions, payments, billing, statements, and financing. It may not be the correct support route for repair quality, tire installation problems, appointment issues, parts, warranties, or service complaints at a retailer.

If the issue involves tires, automotive service, repair quality, installation, store staff, or vehicle damage, contact the store or service brand first. If the issue involves the CFNA charge, promotional financing, refund posting, statement error, or payment dispute, contact CFNA.

For a disputed automotive service purchase, keep the service invoice, estimate, repair order, warranty paperwork, photos, written communications, and proof that you tried to resolve the issue with the merchant.

Rebates, Rewards, and Special Offers

Some CFNA-related purchases may involve rebates, rewards, promotional financing, or retailer-specific offers. Rebate and promotional-support routes may be separate from the credit card customer service line.

If your issue involves a rebate, gather the rebate submission, tracking number, purchase receipt, product information, service location, promotion dates, and any emails or screenshots. If the rebate was issued by a tire manufacturer, retailer, or third-party rebate processor, that company may control the final decision.

For rewards or special offers tied to your CFNA account, review the offer terms and expiration date. Keep screenshots or printed copies of offers when possible.

CFNA Complaints and Escalation Tips

Start with CFNA customer service at 1-800-321-3950 or email [CFNACustServ@CFNA.com](mailto:CFNACustServ@CFNA.com). For formal billing disputes, follow the written dispute instructions on your statement or credit card agreement.

When contacting CFNA, be specific. Include the account issue, statement date, charge amount, merchant, payment details, and the resolution you want. Ask for a case number or written confirmation when the issue involves a billing dispute, fraud, late fee, promotional financing, payment posting, credit reporting, or account closure.

If the issue remains unresolved, keep a written timeline. Include dates, times, phone numbers called, emails sent, representatives spoken with, case numbers, statements, payment confirmations, letters mailed, and copies of documents. Depending on the issue, you may also need to contact the credit bureaus, Consumer Financial Protection Bureau, Federal Trade Commission, your state attorney general, the merchant, or your bank.

Privacy, Fraud, and Account Safety Warning

Be careful with calls, texts, emails, or websites claiming to represent CFNA, Firestone, Bridgestone, Tires Plus, Wheel Works, or a payment processor. Scammers may ask for card numbers, verification codes, Social Security numbers, gift cards, payment app transfers, bank logins, or remote device access.

Use official CFNA support routes when sharing account information. Do not send full card numbers, passwords, security codes, or bank account information through unsecured messages.

When leaving a public review, keep it general. Do not post statements, account numbers, screenshots, credit reports, collection letters, dispute letters, payment confirmations, or other documents containing private financial information.

What to Expect When Contacting CFNA

CFNA support may ask you to verify your identity before discussing the account. They may ask for the name on the account, billing address, phone number, email, last four digits of the account, payment details, statement date, disputed amount, or case information.

Some issues can be handled by phone, email, or online account tools. Other issues, especially billing disputes and credit-reporting disputes, may require written documentation. Keep copies of everything you send.

CFNA Reviews and Complaints on CSN

CustomerServiceNumbers.com currently shows 0 out of 5 stars for CFNA based on 0 customer reviews. Because there are no live CSN reviews on this listing yet, this page does not summarize positive or negative CFNA customer sentiment.

If you have contacted CFNA customer service, called the CFNA phone number, made a payment, disputed a charge, reported a lost or stolen card, had a login problem, disputed credit reporting, handled promotional financing, or filed a complaint, you can leave a review below. Please remove private account, payment, credit, identity, statement, and contact information before posting.

Frequently Asked Questions About CFNA Customer Service

What is the CFNA customer service phone number?

The CFNA customer service phone number is 1-800-321-3950.

What does CFNA stand for?

CFNA stands for Credit First National Association. CFNA provides private-label credit card services connected to automotive retailers and service providers.

How do I contact CFNA about a billing error?

Review the billing-rights section of your statement or credit card agreement. For many billing errors, CFNA lists written dispute instructions at CFNA, Customer Service, P.O. Box 81315, Cleveland, OH 44181-0315.

How do I report a lost or stolen CFNA card?

Call CFNA immediately at 1-800-321-3950 if your card is lost, stolen, or used without authorization.

How do I manage my CFNA account online?

Create or sign in to your CFNA online account at CFNA.com. You can also review myCFNA Mobile information on the official site.

How do I dispute CFNA credit reporting?

Gather your credit report, account details, payment records, and supporting documents. Dispute the error with both the credit reporting company and CFNA when appropriate.

Can I post my account number, statement, or credit report in a review?

No. Do not post account numbers, card numbers, Social Security numbers, statements, payment screenshots, credit reports, dispute letters, home addresses, phone numbers, emails, balances, credit limits, or transaction details in public comments.

Related Customer Service Resources

• Bridgestone Tire Customer Service
• Citibank Customer Service
• Wells Fargo Customer Service
• Research credit card and billing charges on ChargeOnMyCard.com
• Read credit card, payment, and identity-theft scam warnings on ThinkItsAScam.com
• Read or leave company reviews on ZeroStars.org

Page Update Note

This CFNA customer service page was updated on June 29, 2026, to verify the current customer service phone number, add email support, confirm the Brook Park corporate address, add official billing-error dispute guidance, improve credit-card privacy and fraud warnings, remove unsupported CSN review-theme claims, remove stray backticks and generic CSNDB/COH homepage links, and add guidance for payments, billing disputes, lost cards, fraud, credit reporting, promotional financing, online account access, and complaint escalation.

Why Trust CustomerServiceNumbers.com?

CustomerServiceNumbers.com has helped consumers find customer service phone numbers, support routes, complaint resources, and company contact information since 2004. CSN is not affiliated with CFNA, Credit First National Association, Bridgestone, Firestone, Tires Plus, Wheel Works, Citi, any credit bureau, or any automotive retailer. This page is designed to help readers find the right CFNA support route and share customer service experiences in a public review format.

Share Your Experience

Have you contacted CFNA customer service, called the CFNA phone number, made a payment, disputed a charge, reported fraud, handled a lost or stolen card, disputed credit reporting, had a login problem, used promotional financing, or filed a complaint? Share your experience below to help other cardholders understand what happened and which support route worked best.

Customer Service Numbers Disclaimer

CustomerServiceNumbers.com is not associated with CFNA, Credit First National Association, Bridgestone, Firestone, Tires Plus, Wheel Works, Citi, any credit bureau, or any automotive retailer. This page is for informational, review, and complaint-sharing purposes only and is not legal, credit, tax, or financial advice. Phone numbers, support hours, billing procedures, dispute rules, card terms, promotional financing terms, fees, rates, credit-reporting practices, and corporate contacts can change. Contact CFNA directly and review your own credit card agreement and statements for the most current information.